Question 1

How does Bloom work?

Accepted Answer

We analyse your sales data and accounts to offer you custom eCommerce growth financing that is easy, flexible, and fair.

When you connect your accounts, we‘ll assess your eligibility and send you a selection of offers designed specifically for your business needs.

Once approved, you’ll get your funding right away and you’ll only pay it back when your customers pay you.

Question 2

Is my data safe?

Accepted Answer

We take the security of your data very seriously.

We use 256-bit data encryption – the same level of security used by banking institutions.

In addition, we continually invest in class-leading security practices and encryption technology, employing rigorous testing of our systems to ensure maximum security for your data.

Put simply – your data could not be safer and is never shared to third parties without your consent.

Question 3

What are the minimum funding requirements?

Accepted Answer

You operate an online business
You've been trading for at least 12 months
You have a monthly revenue of at least £10K

Question 4

What is the application process?

Accepted Answer

Create an account on app.letsbloom.com
Connect your accounts (sales, accounting, marketing, and banking)
Wait to have your eligibility confirmed and your data ran through Bloom’s advanced AI-based eligibility algorithms
We’ll get back to you within 24 hours of uploading your accounts with your tailored funding offer

Question 5

Why do I need to connect my accounts?

Accepted Answer

Sharing your data allows us to assess your accounts and give you a custom, unbiased funding offer that’s tailored for your business and your goals.

Question 6

What happens if I need longer to repay than expected?

Accepted Answer

Since we offer financing that is just right for your business, this doesn’t happen often. However, if it does, don’t worry! One of our account managers will support you and work with you to create a plan to get back on track – you simply continue to pay as usual until you repay in full.

Question 7

Which platforms and business types does Bloom fund?

Accepted Answer

We fund all eCommerce businesses, big and small. Apply now and ask for a quote if you’re looking for Amazon seller capital, eBay seller capital, Magento financing, Shopify capital, Stripe capital, PayPal working capital, Prestashop financing, or WooCommerce funding on your terms. Our team is here to help.

What Is a Special Purpose Vehicle?

Cash Conversion Cycle

eCommerce Business Funding

We work with the brands you love

How Bloom funding works

Get your funding offer

Invest in inventory, marketing or sales

Access more funding when you need it

Your questions answered

Get the capital you need today, on your terms